2026 Annual Enrollment
This is your once-a-year opportunity to review and select the best benefits for you and your family. Whether you’re looking to enhance your health coverage, add new programs, or explore options, now is the time to make those important decisions. Don’t miss out on the chance from to tailor your benefits to fit your unique needs and goals for the upcoming year!
Elections are made between November 1 to November 15 through Workday, for coverage effective January 1, 2026.
Rates and Plan Updates
No increase for Aetna & Kaiser employee contribution. Although overall plan costs have risen, the company will cover the additional expense.
No increase for Metlife Dental and VSP Vision employee contributions.
Deductible for HDHP HSA Plus plan increased to $1,700 single coverage & $3,400 employee + 1 coverage per IRS regulations.
*More information can be found in these documents:
What’s New for 2026?
Voluntary Benefits
Aetna Over-the-Counter Health Solution (OTCHS)
*Eligibility: US-based employees and dependents 18+ enrolled in an Aetna® medical plan through Pernod Ricard are eligible for the above programs.
Voluntary Benefits
These Aetna® plans pay you cash if a covered medical event happens — like an accident, a critical illness diagnosis or a hospital stay. Use the money to pay medical bills or everyday living expenses. Here are the three supplemental plans that are offered:
Accident Plan- Pays you lump-sum cash benefits for covered accidents and treatments.
Group Specified Disease Plan - Pays you lump-sum cash benefits for a wide range of covered conditions — including a heart attack, a stroke, cancer and more.
Hospital Indemnity Plan - Pays you lump-sum cash benefits for a planned or an unplanned hospital stay. This includes stays due to an injury, surgery, an illness — or even delivering a baby.
Aetna Over-the-Counter Health Solution (OTCHS)
Our new Over-the-Counter Health Solution program gives members up to $100 a year to use at CVS® retail locations to support employee wellness and productivity.
The average US family spends $442 every year on over-the-counter (OTC) items. Aetna®, a proud CVS Health® company, is committed to helping you feel and work your best, benefiting your health. That is why our OTC program gives each member up to $25 per quarter* to shop hundreds of CVS® retail health and wellness items, from pain relievers and cold medicine to bandages and much more. Members can conveniently shop for eligible products in-store, online or over the phone.
*For $25 allowance every 3 months offer:
January 1–March 31; April 1–June 30; July 1–September 30; October 1–December 31.
Reminders
PTO Buy Plan
Optional plan that allows eligible employees the opportunity to purchase up to five days of additional PTO time for the next calendar year.
Enrollment: Optional, once per year during Annual Enrollment. Must submit form before November 15, 2024 to na.humanresources@pernod-ricard.com!
Eligibility: Regular full-time active Corporate, Commercial, and Fort Smith employees
2. Remember that certain benefits and employee perks must be utilized by the end of the calendar year to avoid forfeiture. For more details on eligibility, deadlines, limits, and submission procedures, refer to the respective pages.
PTO days - You may carry over up to five days per year of your accrued, unused PTO time to the next calendar year; however, it must be used by April 30th of that year. If carry over PTO time is not taken by April 30th of the following year, it is lost.
FSA Funds - If enrolled, check your FSA balance! Remember FSA funds expire at the end of the year so don’t forget to use your funds before you lose them.