2026 Annual Open Enrollment
Invest in What Matters:
You. Your Health. Your Future.
Open Enrollment is your once-a-year opportunity to invest in what matters most—yourself, your health, and your future. From November 1 to November 15, take time to review your benefits and make selections that support your personal goals and your family’s needs. Whether you're enhancing your coverage, exploring new programs, or tailoring your options for the year ahead, this is your moment to make meaningful choices. Elections are made through Workday and will take effect on January 1, 2026.
Rates and Plan Updates
We know that rising healthcare costs can be a burden. That’s why we’re stepping in to cover the increase, so your rates stay the same. It’s part of our commitment to invest in what matters: you, your health, and your future.
No increase for Aetna & Kaiser employee contribution. Pernod is covering the added cost so you don’t have to!
No increase for Metlife Dental and VSP Vision employee contributions.
The deductible for HDHP HSA Plus plan increased to $1,700 single coverage & $3,400 for coverage with dependents per IRS regulations.
Aetna HSA Max Contribution will increase to $4,400 for employee-only coverage and $8,750 for coverage with dependents.
More information can be found in these documents:
What’s New for 2026?
Voluntary Benefits
We’re excited to introduce new voluntary benefit plans through Aetna®, designed to support you financially when unexpected medical events occur. These plans pay lump-sum cash benefits directly to you — helping cover medical bills or everyday living expenses during challenging times.
Here’s what we’re offering:
Accident Plan- Receive cash benefits for covered accidents and related treatments — giving you peace of mind when life takes an unexpected turn.
Group Specified Disease Plan - Provides cash benefits for a wide range of serious health conditions, including heart attack, stroke, cancer, and more.
Hospital Indemnity Plan - Offers cash benefits for both planned and unplanned hospital stays — whether due to injury, surgery, illness, or even childbirth.
These supplemental plans are designed to complement your existing coverage and give you added financial flexibility when you need it most.
End of Year Benefits Reminders
Paid Time Off (PTO)
PTO Buy Plan: Optional plan that allows eligible employees the opportunity to purchase up to five days of additional PTO time for the next calendar year.
Enrollment: Optional, once per year during Open Enrollment. Must submit form before November 15, 2025 to na.humanresources@pernod-ricard.com!
Eligibility: Regular full-time active Corporate, Commercial, PRW and Fort Smith employees
PTO days - You may carry over up to five days per year of your accrued, unused PTO time to the next calendar year; however, it must be used by April 30th of that year. If carry over PTO time is not taken by April 30th of the following year, it is lost.
AETNA® Over-the-Counter Health Solution program
Our Over-the-Counter Health Solution program gives members up to $100 a year to use at CVS® retail locations to support employee wellness and productivity.
The average US family spends $442 every year on over-the-counter (OTC) items. Aetna®, a proud CVS Health® company, is committed to helping you feel and work your best, benefiting your health. That is why our OTC program gives each member up to $25 per quarter* to shop hundreds of CVS® retail health and wellness items, from pain relievers and cold medicine to bandages and much more. Members can conveniently shop for eligible products in-store, online or over the phone.
*For $25 allowance every 3 months offer:
January 1–March 31; April 1–June 30; July 1–September 30; October 1–December 31.
*for Aetna employees only.
Other Benefits
FSA Funds - If enrolled, check your FSA balance! Remember FSA funds expire at the end of the year so don’t forget to use your funds before you lose them.
*Remember that certain benefits and employee perks must be utilized by the end of the calendar year to avoid forfeiture. For more details on eligibility, deadlines, limits, and submission procedures, refer to the respective pages.